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Mortgage Broker

Jeff Rasmussen

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Phone
(801) 635-7604
Email
jeffr@myutahmortgage.com
NMLS
315713

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Nevada Home Loans © 2025. All rights reserved.  Utah Mortgage, 1525 North Main Street, Ste 100, Bountiful, Utah 84010. NMLS #1432672   Equal Housing Lender. NMLS Consumer Access Page. Nevada Home Loansis a DBA of Utah Mortgage, Inc.

Any example scenarios, loan details and requirements are for informational purposes only, and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Loans are subject to borrower and property qualifications. Contact any loan officer on the site, or the company directly for an accurate, personalized quote. Interest rates and any program guidelines are subject to change without notice. In addition, Mox Mortgage, Inc. a DBA of Utah Mortgage, Inc. complies with Section 8 of RESPA and does not offer marketing services in exchange for referrals.

¹Lower credit scores may require a higher down payment.

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Mortgage rates today

Mortgage rates aren’t one-size-fits-all. We’ll tailor an estimate specifically for you, based on your personal situation.

30-Year Fixed

Rate

6.000%

APR
6.069%
Points

0.750

($2,250)

Free rate quote

Benefits:

  • Lower Monthly Payments
  • Stable Interest Rate
  • Flexibility in Use
  • No PMI with 20% Down

15-Year Fixed

Rate

5.500%

APR
5.614%
Points

0.750

($2,250)

Free rate quote

Benefits:

  • Lower Interest Rates
  • Build Equity Faster
  • Lower Overall Interest Costs
  • Stable Payments

30-Year FHA

Rate

5.375%

APR
6.241%
Points

0.750

($2,250)

Free rate quote

Benefits:

  • Lower Down Payment
  • Easier Qualification
  • Assumable Loan
  • Government-Backed

30-Year VA

Rate

5.375%

APR
5.464%
Points

1.000

($3,000)

Free rate quote

Benefits:

  • No Down Payment
  • No PMI
  • Competitive Interest Rates
  • Flexible Qualification

Updated:

Rates FAQ

How are mortgage rates calculated?

Mortgage rates are calculated based on a combination of factors, including economic conditions, creditworthiness, loan details, market conditions, and lender policies. These factors collectively determine the interest rate you're offered for your mortgage.

What's the difference between interest rate & APR?

Should I choose a lender with the lowest rate?

What is a mortgage rate lock?

How often do mortgage rates change?

How does my credit score affect the mortgage rate I get?