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Build a better financial future

Build a better financial future with Nevada Home Loans, using our great rates, low fees and experienced loan advisors.

What you need, when you need it

No Origination Fees

Zero, Zip, zilch, natta, bupkis. There's a hundred ways to say it, and hundred reasons you shouldn't be using a lender who charges one. Here, we make it a point to never charge an origination fee.

Full Transparency

Unlike big box banks, credit unions and large online retail shops we leave everything on the table from the start. No hidden fees, no unnecessary charges, no bait and switch tactics.

Need For Speed

The only thing better than our impeccable rates is our dedication to the speed. Most loans can be done from application to consummation in less than 30 days and often only take 2-3 weeks.

Loved by buyers

Jake Lee was so helpful during our home purchase. Made everything feel simple and easy. Ready with a answer to any of our questions. Highly recommend and will plan on using him again for any future home purchases!


Jake was with us every step of the way and made the process of buying a home out of state almost painless! He was efficient and professional.


Robert is amazing at what he does. Would love to work with him again


Robert Eames did a great job, was always on top of things, and saw everything through until the end. Great job!


It was a pleasure working with Blaine. He was extremely helpful, responsive and friendly throughout the process, and made it very easy for us to get everything done on time.

Isaac La

Jake and his team were fantastic to work with. 100% professional and always very responsive. I would not hesitate to recommend Utah Mortgage.


This is the easiest 5 star review I have ever given. Gary and Rhonda are absolutely AMAZING to work with. My builder was a complete pain for them and they navigated it perfectly. Couldn’t recommend this team more! Thank you to you both.


Blaine was very helpful and did amazing things for us we would recommend him to our family and friends and even strangers. He is very professional and friendly


Gary and Rhonda are amazing!! They never left us questioning anything and they responded quick with anything that came up.


Gary and Rhonda were on top of things and rolled with the punches when little issues and changes came up. The whole process was quick and smooth.


I work a an AMC and I have to say that Robert Eames with Utah Mortgage makes everything sooooo much easier. He is very patient with the whole loan process and honestly I really think he does a good service to his client just by the way he helps us out as an AMC. Definitely the Loan Officer that you want to take care of you!


Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.


They were awesome !! Quick and easy to work with. They worked around our work schedule. They were quick and efficient. Highly recommend!!


Gary Johnson is your guy. Great to work with goes the extra mile to help . Excellent job . Very professional 100 percent happy I chose Gary.


Nevada Home Loans is quick and honest, what they tell you is what you get. There are no surprises. They have a Great Team that does the work basically they gather a little bit of info and get you approved in an about an hour. I do enjoy working with them.


Jake was amazing to work with! It’s a stressful process and he was knowledgeable and always on top of everything! He was also responsive! If I had a concern or question he was always available or got right back to me which kept me sane through the process!! Thanks Jake!!


Thank you to Robert and Gary for guiding us through the purchase of a bigger home for our family. They were there to help every step of the way!

Shanna Smith [Bowler, Joseph

Working with Robert and Ronda Is a great experience I could not ask for better team to work with


Gary, Robert and Rhonda tok great care of us and it only took 2 weeks start to finish. Thank you


Gary and Rhonda were great to work with refinancing our home. They are very honest and professional and were able to answer all our questions in a timely manner and so nice to work with. We highly recommend using them with any and all your financial needs. Great people and great company. Karen / John Brownell Fruitland, UT


Ive known Gary for a long time and i have purchased many items from him. You will always get honesty and integrity when working with this company. Robert was also awesome and was so fast about getting everything taken care of. On top of everything, they also saved me money compared to other places i looked at refinancing. I highly recommend them!


Gary was honest and upfront from the start. The fees estimate was right on track and the process went very smoothly. You've got an ally with Gary Johnson and Utah Mortgage.


Blaine with Utah Mortgage has always been professional and very easy to talk to. He is more than willing to answer any questions and make sure everything is clear. He goes out of his way to make sure you know everything possible upfront to avoid any surprises. I will definitely be using him again in the future.


The customer service is amazing I will use them in the future.


Gary, Robert, and Rhonda made my life easier when it came to refinancing my home. Great people to work with. Highly recommend to family and friends!


Gary, Robert, and Rhonda are a super good team to work with. They helped me out a lot and let me know everything that was needed throughout the entire closing process, and kept me well informed the whole time. I would highly recommend them.


Gary, Robert and Rhonda are so amazing. They got our refinance done in a professional manner. Would highly recommend them for all your mortgage needs.


Robert Eames is great to work with! He has helped us refinance our house twice and both experiences have been wonderful. He is extremely responsive and doesn’t skip a beat in getting the process going. If you’re wanting to refinance your house Robert is your guy!

Miss Fit

Absolutely loved working with Gary and his team! Smooth transaction, amazing service! Great job guys.


Excellent experience with Utah Mortgage Inc. Jake Lee was the loan officer and was very professional and responsive through the whole process. The closing costs were better than expected.


If you're looking for a great lender, Jake Lee at Utah Mortgage is a GREAT option. He is very responsive, knows what he is doing, but most importantly he is willing to take the time to explain the process and everything that pertains to getting a mortgage - as this information can be daunting and intimidating, he makes sure you're comfortable and understand it.


I was able to refinance with Jakes help. I went from 15 years left on my mortgage to 10 WITH the payment being significantly lower! Thank you Jake and Utah Mortgage!

John Burton

18 months ago I financed my new home start to finish in 9 days with this company. I was referred to Utah Mortgage by a local Real Estate Agent. I had shopped around online and Utah Mortgage was able to beat the online quote. I am very pleased with my Broker and my loan experience. 45 days after I closed my loan I applied with Utah Mortgage Company and I have worked with them for 16 months now. I Couldn't be any happier with this company.


We have worked with Utah Mortgage and its affiliates two times in the last year and they are fantastic. They were able to answer all of my questions, and I always felt that I was dealing with professionals. Thank you so much, Jake for all of your hard work!!!


Teri Nelson is great to work with. Fast communication, honest advice, patient when educating clients about mortgages. A real pro.


I was a first time home buyer with a lot of questions and concerns about buying a home. Not only did Blaine do a fantastic job patiently explaining things along the way but he also went above and beyond by finding me a great loan and delivered it faster than expected. I highly recommend his services.


Mike and his team were awesome! Very friendly and worked tirelessly on our behalf to get us into our new home. I highly recommend these guys to anyone who is needing a loan. Thanks Mike!


Utah Mortgage made the process of buying a home quick and easy. They were great to answer all my questions in a timely fashion and make sure I was well taken care of!


Great job. Very responsive. Did exactly what he said he was going to do and when he said he was going to do it! Highly recommend Mike!


Jake Lee handled my refinance and I couldn't have been more impressed with him and Utah Mortgage. They are quick and accurate and nothing slipped through the cracks. I was able to get through the whole process in my timelines and they were able to close in time for me to go out of town which was great. I would absolutely recommend Jake to my personal friends and family for any Mortgage needs.


Jake at Utah Mortgage was great to work with! The transaction from start to finish was a smooth experience for the buyers, and Jake was the reason! I would definitely feel confident in having any of my clients use Jake!


With today's world events and the uncertainty of things, add with that buying a house, its difficult to say the least. But Jake Lee at Utah Mortgage made buying our house... Memorable, he gave us confidence and direct facts during these times, it made going to him for answers easy with a HUGE purchase like buying a house. But he was there, when we had a question even late at night or early, he would ALWAYS RETURN YOUR CALLS/MESSAGES, if something happens or changes you would know right away what's going on, he helped us in so many was, even with out a real estate agent Jake did tons of stuff for us. Highly recommend, all we did was stop by for answers and now we have a house at a good rate for times like now.


Andy made refinancing my home painless and provided superior service. The transaction was performed with minimal effort from my end and was conducted quickly. Andy advises what type of mortgage makes most sense for your individual needs and circumstances and that proved to be extremely valuable in my case. Thanks for such a superior and seamless experience!


Michael Kingdon was wonderful! He was fast and thorough and helped me with different options. Got me a lower interest rate, good loan company, and nice title company. He knows everything about mortgages and refinancing. He follows through without dropping the ball. Thank you!


Jacob Lee was awesome to work with. He made buying a home for the first time a smooth transition.


Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.


Gary Johnson is amazing to work with. Highly recommend!!!


Jody was very unprofessional, Jacob called and resolved the issue. very satified.


They have done several cars in my family and we are all so pleased!!! The are very professional and do GREAT QUALITY work! Definitely recommend!!!!!


Gary and Robert were great to work with and answered all our questions. Thank you!


Gary, Robert and Rhonda were very helpful and perfessional great to work with.

Great to work with, very knowledgable, had answers for all of our questions! Would definitely recommend them!


These guys are literally miracle workers! After having been rejected by several different lenders, Gary, Robert and Rhonda worked tirelessly to figure out why we were having a hard time getting a mortgage and how to overcome our unique situation and help us get into our home. Every step of the way, they were there to answer questions, explain the process and they did an excellent job of making us feel confident in moving forward with our purchase of our first home. These guys are in it for the long haul and we will definitely be going through them again in the future! They are very responsive and quick to communicate and will really do everything they can to help you. 10/10 I will definitely be back!


Jake was awesome at helping us refinance our house. He helped us lock in at a low interest rate and was great to work with. He was very responsive, professional, and helpful. Highly recommend!


We worked with Jake Lee and he was great through our first home buying experience. He helped answer all our questions and I really felt like he was working hard to make the process simple and speedy. Highly recommended.


I was able to purchase my first home and Jake Lee made the process easier than I thought it would be. Great rates. Great service.


I am beyond happy with working with Blaine. He makes things easy and takes care of you. This was a quick, cheap (as cheap as a buying a house can be), and easy process. I wouldn't go with anyone else.


Mike did an awesome job for me and my wife. We built our home and did not use the preferred lender our builder wanted us to use. I was a little nervous not using the preferred lender but from start of the build to closing we ended up saving $1,000’s on using Mike with Utah Mortgage over the preferred lender plus .375% better interest rate and cheaper closing cost. Plus our loan ended up being a very difficult loan not A plus borrow and Mike provide to us he could get it done with less cost.


As an agent, I have complete confidence in sending my clients to Jake. He is personable, knowledgeable and knows how to keeps deals with deadlines together.


Working with Mike at Utah Mortgage was a great experience. Not only did he find us an unbelievable program to purchase our first home, but he walked us through the entire process. The entire team at Utah Mortgage made this process enjoyable and stress free!


Jake Lee was awesome through the whole process. This was my first home and I had LOTS of questions. Jake always took the time to make sure I understood everything that was happening and that I was comfortable moving forward! 10/10 would recommend him to anyone!


Andy provides very through explanation of all details and really cares about his customers. I appreciate the time he took every step of the way. Super quick and responsive to all my questions big or small or even the repetitive ones :)


Mike has been helping my out through thick and thin. Definitely the greatest agent I have ever had


We had lots of things going on while doing our refi, family stuff, work, so on just life in general and Gary was awesome.


Working with Jake has been a pleasure. We recently refinanced our home with him and couldn't have asked for a better experience. It all went smoothly, he got us a great rate (beat out his competitors), and we were able to close quickly.


I want to thank Gary and Robert for helping me they were great. This was my first home purchase and they made my experience very easy. They were on top of everything and answered all my questions. I would highly recommend them. If your nervous or not sure about who to use for your mortgage needs give them a call you won’t regret it.


Very personable team! Were able to deliver exactly what we wanted with our mortgage.


Doug Jackson was excellent to work with. He was extremely thorough and patient helping me navigate the refinance process during this time. He knows the industry well, is great to work with and expectations that were set in the beginning were certainly exceeded. I am very happy with my rate and experience from start to finish, thanks Doug.


Fantastic job. These folks are great . Gary and Robert are wonderful.


Very efficient and responsive to questions.


Gary and Robert were great to work with! They were very professional, yet made us feel welcome. All of our questions were answered straight forward and no concerns, no matter the importance, were left uncovered before moving on to the next item. Rhonda was great to work with on explaining what information was needed as it arose during the process. They made the entire process enjoyable from start to finish.


Blaine delivered just as promised. This transaction was very smooth. We are very happy and I highly recommend him.


Robert and Gary make refinancing easy! They came highly recommended to me by a family member and I have since used them twice as well as recommended them to others. They are extremely helpful, responsive and quick in getting the process going.


Mike did a great job with helping me purchase my dream house. I wouldn't be in my home without all that Mike did. Thank you!


I worked with Jake Lee as a first time home buyer and his customer service was phenomenal. Thank you Jake for making this process super easy! If you’re looking for great rates, and awesome service this is the place for you!


I appreciated the time they spent with me going over various scenarios. The listeners and helped me formulate a plan that fitted my needs. Once the plan was determined they were fast and efficient helping me get through the paper and forms maze. They were very respectful and cared about what I needed. They have a great but respectful sense of humor and it was a pleasure to work with them. Everything was fast and efficient. Grade A+.


Very Responsive, professional and understanding. Utah Mortgage made it the process very easy and took the stress away. Thank you Jake and the entire Utah Mortgage team


Ryan was excellent to work with! We wouldn't be in our dream home if we didn't have him and his support and knowledge. From the start he was efficient, thorough and friendly. If we ever had any questions, he made sure to call or email us back quickly with clarification. He was able to get us a preapproval letter on a Friday evening and an excellent rate! We don't plan on moving for a while, but when we do, we'll be using Ryan for all our mortgage loan needs.


I would recommend Utah Mortgage especially Mike.


Jake goes above and beyond to answer questions and explained things well so that I could understand clearly. I 100% would recommend this company to anyone looking. Thanks for being patient with me and answering my millions of questions!

Kylee Kay

Blaine has been an absolute pleasure to work with. We have worked with Blaine on 2 purchases and 3 refinances in the past 10 years. Every time the process was clearly explained, everything went smoothly and Blaine made sure we knew every step during the processes. Blaine promptly responded to calls, emails and text messages. We will certainly be contacting Blaine when we are in the market again.


Me & my wife bought our first home last August and Robert Eames made the process extremely painless and so easy he made sure that we were taken care of. I will only work with Robert in the future.


Blaine made this process stress free and easy for us! He was honest and up front throughout. I would highly recommend.


Andy Nelson communicated very well throughout the process. I should have done a refi years ago.


Michael K was very helpful. Kept me updated on everything and was very transparent. He also took the time to answer all my question, and was very informative.


Michael Kingdon was wonderful! He was fast and thorough and helped me with different options. Got me a lower interest rate, good loan company, and nice title company. He knows everything about mortgages and refinancing. He follows through without dropping the ball. Thank you!


Gary will have my business again as well as any of my friends and family


Clear, concise communication, great rate and quick process.


Gary and Rhonda were amazing! They got my refinance done fast and we’re very efficient. Not once did I ha e to contact them to see what was going on. They kept me in the loop and let me know what was going on!!! Would recommend to everyone I know!


Jake helped us every step of the way and was very informative. He was also very patient and kind while explaining things that were new or foreign to us.




Gary was awesome to work with. They looked at our credit and said we can get you better. We followed their guidance and we got a great rate. I would highly recommend Gary and his team !


Gary and his team at AMAZING! They were able to get my loan on my second home with minimal effort. Smooth and friendly service, highly recommend Gary.


Gary and Robert were great to work with! Refinanced our home at an amazing rate and got it done very quickly. They are very thorough and make sure that all of your questions are answered completely. I Highly recommend them!


Great experience


Enjoyed working with Robert, Gary, and Rhonda. They helped me feel confident in the purchase of my first home. As a first time homebuyer I had a lot of questions and they were able to help me with all of my concerns. I appreciate the attention to detail and the support provide by the team at Utah Mortgage.


Robert and Gary are very attentive easy to get ahold of and easy to work with.


Gary and Robert’s team are amazing made the refy process smooth and easy thank you


Gary is always a great guy to work with. Very honest and straightforward with all the details and very professional and thorough. We are very pleased with the professionalism of both Gary and Rhonda. They responded very quickly with answers to any and all questions we had. We would highly recommend anyone looking to finance or refinance to go through this company. Thanks a million Karen / John Brownell Fruitland ,UT


Rhonda, Gary and Robert were a great help! Very happy with the results of our loan!


Jake Lee is extremely knowledgeable and holds the highest levels of integrity in his position at Utah Mortgage. My confidence in referring him to those in search of a loan officer is very strong! His ability to communicate clearly with clients as well as getting the job done is top-notch. His positive attitude and ongoing support is just another great attribute of his. I encourage you to please consider Jake to assist with your home loan. He will always be in your corner!


We had a great experience working with Jake! He was very responsive and helped answer our many questions since we were first time home buyers.


Really on the ball and consistently kept me in the loop


Gary,Robert and Rhonda was great to deal with very professional


Gary was great to work with. When all was said and done we got a great rate, paid off debts, and cash out for some home improvements.


Gary, Robert and Rhonda were all EXTREMELY helpful and responsive in getting our Mortgage refinance done. They picked up and delivered paperwork and made the process a simple one. They are all very pleasant and upfront about the process and how much time it will take. Use them and you will be very happy!!


Blaine Rickford and his team at Utah Mortgage really took care of me with my refinance. Great rate and great service at a great deal!! I am self employed, and Blaine knows what to do to make things work. Thanks Blaine!


Great people to work with! They closed my parents refi in 8 days, yes 8 days from start to finish!!


I recently purchased a new home and had the opportunity to work with Jake Lee throughout the process. He was great to work with! Supper responsive and always great about explaining everything as we went along. I’d definitely go back if the need arose.

Jake was extremely knowledgable and made the refinance process so easy. He was accommodating with my work schedule and worked after hours multiple times. Thank you so much! We’ll be back for sure.


I have known SannDee on both a Personal and Business level for many years. I have found her to be amazing, as she always puts the needs of her clients first, and makes herself available whenever necessary. She is thorough and knows how to help her clients overcome obstacles and how to handle every situation. Her knowledge of the industry definitely makes everyone feel comfortable, and she always comes through for her clients. Integrity and honesty is always on top of SannDee's list.


I had great experience with Utah Mortgage


Where to begin! From the moment I contacted Utah Mortgage, I was immediately greeted by Jake who was the nicest and most helpful person I could’ve asked for. The level of professionalism shown by him and the other staff was top notch! Jake and The entire Utah Mortgage team is amazing! I highly recommend them

Jake Lee did a fantastic job moving the progress of my mortgage along and always keeping me in the loop of the status and any items I needed to complete and getting everything done on time. I’d do business with Jake again in a heartbeat.


I spent less time with Mike going over the loan process than I did with any other lender, while coming out with more knowledge and comfort than with anyone else. Utah mortgage is there to work directly with clients throughout the whole process. I felt the other lenders had really nice loan officers on the front lines but then you had to end up working with 4 or 5 different people throughout out the process. Here, I only talked with Mike and his processor, no one else. Better rates, phenomenal service, extremely knowledgeable, and very personable. I will never go anywhere else. (Also Mike actually showed up to closing "just in case" and there was a minor money issue made by the title company and he was able to quickly print off a couple forms and kept the closing going rather than having to reschedule.) ***** 5 stars!


Mike was so great to work with! He was helpful, friendly and informed. He always answered my calls quickly and gave us great options for our loan. We really enjoyed working with him and his team! We are recommending him to anyone we know who needs a mortgage. Thanks!


Fast friendly smart, what can I say Mike is a great guy and a pleasure to do business with.


We have worked with Ryan on numerous refinances and so has the rest of my family. He is extremely knowledgeable, professional and just awesome to work with. I would gladly and happily recommend him for your mortgage needs.


Mike really knows his mortgage business - he came up with creative ways to help my clients get the biggest bang for their buck!!