About Michael

I'm passionate about helping people achieve their homeownership goals. With deep expertise in purchase and refinance loans — including conventional, FHA, VA, and jumbo products — I take the time to understand each client's unique financial situation and find the right solution for them. My commitment is to make the mortgage process straightforward, transparent, and stress-free from application to closing. Whether you're buying your first home, moving up, or looking to lower your rate, I'm here to guide you every step of the way.