Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance.
Mortgage Payment Calculator
Enter your loan details below to estimate your monthly mortgage payment. Adjust the purchase price, down payment, interest rate, and loan term to see how each factor affects your payment.
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Estimated monthly payment
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Principal & interest
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Taxes
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Principal & Interest
The base payment that pays down your loan balance and covers the lender's interest charge. This is fixed for the life of a fixed-rate loan.
Taxes & Insurance
Most lenders require property taxes and homeowner's insurance to be collected monthly and held in escrow. These vary by location and home value.
PMI
Private mortgage insurance is required on conventional loans when your down payment is less than 20%. It typically costs 0.5%–1.5% of the loan amount per year.